Ocean Communities Federal Credit Union is a non-profit, member-owned financial cooperative. The credit union uses member savings to fund member loans. Unlike other types of financial institutions, credit unions are led by a volunteer Board of Directors that is elected by the membership. The board oversees the direction of the organization in the best overall interests of the membership. Our success is the result of building long-term, productive relationships with our members and our surrounding communities. We encourage members to make Ocean Communities Federal Credit Union their primary financial institution by offering competitive products and services with convenient, professional delivery. We've also built strong relationships with surrounding communities by donating money and resources to local organizations like the United Way, Red Cross, and Ending Hunger in Maine. Ocean Communities Federal Credit Union also developed the People Helping People Campaign, which has raised thousands of dollars for the local community since 1991.